Health Insurance Companies

There are perhaps three or four leading organisations that provide access to private health through affordable insurance policies. Most offer similar services, but there are differences. Here's what the main providers can offer you and your family.

Bupa Options and Pricing

BupaBupa is a long established company in the UK with many options for individuals and companies. They offer many discounted schemes for various professional groups. These include teachers (32% discount), Police (35%), local authority staff (32%), Civil Service (45%) and financial services (25%).

Almost anyone can obtain a discount to the BupaCare personal PMI schemes. Their offerings are comprehensive so it's worth speaking to a broker or professional who can help you through their schemes. Overall though you should be able to obtain the following cover:

Aviva Health Plans

AvivaAviva (formally Norwich Union) is one of the largest insurance companies in the world. They offer both individual and company policies (for small businesses) that cover most medical issues. You can choose from standard health insurance, a cash plan to cover dentists, optician and prescriptions, a policy if you work abroad and critical illness cover.

They offer added incentives to keep you healthy such as discounted gym membership and a generous no claims bonus although premiums may be higher than other insurance companies. Overall what can you expect from Aviva health insurance?

Simply Health Cover

Simply HealthYou may have seen Simply Health advertise on television and wondered who they are? They're a re-brand of several organisations including BCWA, Groupama, HSA, Healthsure and Medisure and are a major force in the UK.

Around 2.2 million individuals and 13,400 companies have policies with Simply Health who have the slogan "we can be bothered".

There are a similar range of options to Aviva above plus cover if you're over 70 years of age for basic everyday requirements. Cover could start from as little as £17.50 per month depending on your plan. Here are the benefits you could receive: